
Spotting the Signs That You May Need Financial Help
Many small businesses leverage financing to manage cash flow, acquire essential equipment, or fuel growth. While avoiding debt may seem prudent, it can sometimes hinder your business’s potential. Here are five indicators that your business might benefit from financing: Cash reserves are dwindling – Generally speaking, you should keep at least 90 days’ worth of […]
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January 22, 2025

Craig Upton

How Merchant Cash Advances Are Revolutionising the Restaurant Industry
The restaurant industry is dynamic, fast-paced, and constantly evolving. From the thrill of opening a new location to the challenge of staying afloat during lean seasons, restaurant owners face a unique set of financial obstacles. While traditional loans can be difficult to obtain and often come with rigid terms, merchant cash advances (MCAs) have emerged […]
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November 7, 2024

Craig Upton

Five Industries That Benefit Most from Merchant Cash Advances
Many small businesses face constant cash flow challenges, especially during peak seasons or unexpected events. To address this, Merchant Cash Advances (MCAs) provide a flexible solution that grants quick access to working capital. Unlike traditional loans, which often come with lengthy approval processes and strict repayment schedules, MCAs allow businesses to repay based on a […]
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October 15, 2024

Craig Upton

Are Unsecured Loans Harder to Get?
In the financial world, loans are a fundamental tool for both personal and business growth. Among the various types of loans available, unsecured loans are often a topic of debate, particularly when compared to their secured counterparts. This article explores whether unsecured loans are harder to get, focussing specifically on unsecured business loans, and provides […]
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September 5, 2024

Craig Upton

Can I Get a Business Loan with Bad Credit?
Let’s face it, having a less-than-stellar credit score can feel like climbing a mountain when you’re trying to grow your business. But don’t despair! While it might be tougher, securing a business loan with bad credit isn’t impossible. Understanding the Challenge Traditional lenders, like banks, often have strict credit score requirements. A low score can […]
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August 13, 2024

Craig Upton