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Business Loans

What Businesses Can Do to Cope with Rising Interest Rates

A series of gradual (and in some cases anything but) interest rate rises was always something of a foregone conclusion. It would have been impossible and impractical for the historic lows of the past couple of years to remain indefinitely, with the Bank of England having little choice but to nudge things increasingly higher. In […]

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Business Loans

What are the Most Common Commercial Loans?

There are many types of financial products that are considered to be commercial finance, in this blog post we have listed and briefly explained a few common types of commercial finance: Term Loans These loans represent the fundamental type of commercial loan. A term loan is when you get a loan amount in full and […]

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Asset Finance

How big is the UK Asset Finance Market?

The UK asset finance market is a thriving and has become a vital component of the nation’s economy. With an estimated value of approximately £70 billion, it encompasses a wide array of financed assets, including machinery, vehicles and equipment. This market boasts a high level of competitiveness, with numerous lenders operating within it. Banks, specialist […]

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Trade Finance

Trade Finance: Here’s Everything you need to know

Trade finance is an essential financing method that empowers buyers to purchase goods or services on credit from suppliers. It is widely utilised in business-to-business transactions and serves as a valuable tool for effectively managing cash flow. Suppliers offering trade finance establish payment terms, specifying the timeframe within which buyers must settle their invoices. For […]

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Business Loans

Small Businesses Benefit from Broad Range of “Buy Now Pay Later” Services

The appeal of buy now, pay later services is easy to understand.  There’s something about the psychology of seemingly getting something for nothing at the time that never fails to win over consumers and businesses alike. Of course, this is far from a ‘something for nothing’ service and almost always involves additional charges for use […]

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Business Loans

Spiralling Living Cost Crisis Takes a Toll on Business Confidence

Most stories reported in the press regarding the UK’s escalating living cost prices concern the average household and understandably so, given how up to 40 million are expected to be plunged into fuel poverty before the end of the winter. Elsewhere, however, economic uncertainty is having a major effect on the UK’s business community. Businesses […]

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Invoice Finance

How Does Invoice Factoring Differ from Invoice Financing?

From time to time, most SMEs find themselves chasing unpaid invoices. But when long delays between raising invoices and collecting payments are the norm, a stopgap solution is needed to ‘bridge’ this financial void. This is where invoice financing and invoice factoring can help. Two products designed specifically for this purpose, helping businesses maintain optimum […]

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Invoice Finance

Why Consider Invoice Finance (and How Does it Work)?

Building strong relationships with loyal customers is essential in the business world. However, waiting for invoice payments can create cash flow challenges and disruptions. To ensure financial stability and provide flexibility to clients, consider the advantages of affordable invoice financing. In this blog post, we’ll explore what invoice finance is, how it works, and how […]

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Invoice Finance

What is the Difference Between Invoice Financing and Factoring?

Most businesses find themselves dealing with the occasional financial hiccup. But when delayed invoice payments result in major cash flow issues on a regular basis, it can have a major impact on overall business performance. It is not uncommon for invoices to go unsettled for weeks or months, where important and loyal customers are concerned. […]

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