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preparing for your first commercial finance application
Step-by-Step: Preparing Your Business for Its First Commercial Finance Application

Applying for commercial finance for the first time can feel daunting. Whether you’re looking to improve cash flow, fund growth, purchase assets, or simply stabilise your business, preparation is key. Lenders don’t just look at numbers, they look at how well you understand your business, your plans, and your ability to manage borrowing responsibly. The […]

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January 22, 2026

Craig Upton

trade finance 2026
How Technology is Changing Trade Finance in 2026

Trade finance is a vital tool for UK businesses, helping importers, distributors and wholesalers bridge cash‑flow gaps when fulfilling orders and paying suppliers. Traditionally, arranging this finance involved lengthy paperwork, manual checks and intricate banking processes. But in 2026, technological innovation is transforming trade finance into a faster, more secure, and more accessible practice for […]

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January 14, 2026

Craig Upton

breaking down the key factors that influence asset finance rates
Breaking Down the Key Factors That Influence Asset Finance Rates

When your business is exploring ways to acquire essential equipment, vehicles or machinery, understanding what impacts asset finance rates can save you money and help you plan more effectively. Whether you’re a start‑up owner or an experienced financial decision‑maker, clarity on these key drivers is essential when hunting for the best asset finance rates. Asset […]

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January 7, 2026

Craig Upton

is your business ready for growth
Is Your Business Ready for Growth? Key Financial Indicators to Watch

Not every business that wants to grow is ready to grow.And in 2025, the gap between ambition and financial reality is wider than most owners expect. Costs behave unpredictably, lenders demand cleaner records, and even small operational bottlenecks can multiply under pressure. Growth only works when your foundations can actually support it. This guide breaks […]

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December 29, 2025

Craig Upton

financial planning beyond 2025
Financial Planning for Uncertain Times: Smart Strategies Beyond 2025

Financial uncertainty has become the norm, not the exception. Rising living costs, unpredictable interest rate movements and fast-changing economic conditions mean many households and business owners are now planning year by year rather than decade by decade. The challenge is that making financial decisions without a long-term structure often leads to stress, missed opportunities and […]

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December 18, 2025

Craig Upton

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