Author: Craig Upton
Creating strategic partnerships and supporting data with extensive research in the latest trends Craig is well versed with most products within the financial sector.

Not every business that wants to grow is ready to grow.And in 2025, the gap between ambition and financial reality is wider than most owners expect. Costs behave unpredictably, lenders demand cleaner records, and even small operational bottlenecks can multiply under pressure. Growth only works when your foundations can actually support it. This guide breaks […]
Read More
Financial uncertainty has become the norm, not the exception. Rising living costs, unpredictable interest rate movements and fast-changing economic conditions mean many households and business owners are now planning year by year rather than decade by decade. The challenge is that making financial decisions without a long-term structure often leads to stress, missed opportunities and […]
Read More
Most people believe their financial decisions are driven by logic. Compare the numbers, weigh the pros and cons, and choose the sensible option. In reality, money is emotional long before it is mathematical. The way we save, spend, borrow and invest is shaped by habits formed in childhood, stress responses, social pressure and the shortcuts […]
Read More
If there’s one thing nearly every business owner moans about, it’s waiting to get paid. You deliver the work, you send the invoice, and then you’re stuck refreshing your bank account like a bad habit. Meanwhile, bills don’t wait, staff need paying, and opportunities pass because your cash is tied up in someone else’s bank […]
Read More
If you run a business in the UK right now, you’ve probably felt the financial whiplash of the past few years. Interest rate hikes, stubborn inflation, supply chain weirdness, political changes, and banks that suddenly prefer saying “no” rather than “let’s see what we can do” it’s been a ride. But here’s the interesting part: […]
Read More
Starting a business in the UK isn’t for the faint-hearted. You’ve got the vision, the hustle, and maybe even your first few paying customers. But when it comes to accessing capital? That’s often where things get complicated, fast. If you’ve been turned away by traditional lenders, you’re not alone. Banks tend to avoid startups like […]
Read More
A merchant cash advance (MCA) can feel like a lifeline when your business needs quick funding. It’s fast, flexible, and doesn’t involve the hurdles of a traditional bank loan. But because MCAs are short-term and often come with higher costs, using them wisely is crucial. If you treat an MCA as just a stopgap, it […]
Read More
When your business needs funding, finding the right finance solution is rarely straightforward. From navigating complex lender criteria to structuring a deal that actually gets approved, there is a lot at stake. That is where a commercial finance broker can make a significant difference, but only if you choose the right one. At Rosewood Finance, […]
Read More
When businesses need fast access to short-term funding, commercial bridging loan finance in the UK can be a powerful solution. Whether it’s to secure a property, cover a temporary cash flow gap, or complete a time-sensitive deal, a bridging loan offers flexibility and speed that traditional loans often lack. In this post, we’ll explain what […]
Read More
Access to funding can make or break a business, particularly in today’s fast-paced and competitive landscape. Encouragingly, SME lending in the UK rose by over 30% in the first quarter of 2025 compared to the same period last year. Whether you’re looking to expand, invest in equipment, or manage a short-term cashflow gap, commercial loans […]
Read More